The Healing Center’s drug and alcohol rehab has made the health insurance verification process simple and easy with our online system. This allows you to obtain your coverage information for addiction and mental health services in just a few minutes. By streamlining the verification of benefits process, we have the ability to quickly and efficiently connect you to the care that you need.
If you do not have an insurance provider, there are financing and payment plan options available.
Connecting you to the services you need, as soon as you need them is our main priority at The Healing Center. That’s why our Drug and Alcohol Rehab admissions team created an online health insurance verification system. When you’re ready, take a few minutes to fill out our form above, hit submit, and we will see your information in seconds. This process is completely free of charge. After we receive your information, an admissions coordinator will reach out to your insurance company to personally verify your individual insurance coverage. Once completed, they contact you to discuss your available options and the next steps in the process.
The Healing Center’s alcohol and drug rehab health insurance verification process allows you to obtain estimates of your in-network and out-of-network coverage in a matter of minutes. We understand that this information may seem complex and overwhelming. Thus, we have provided some additional details about the different aspects of your health insurance policy:
The deductible is the amount that the policyholder is responsible to pay for covered services in a given plan year before the insurance company begins to pay for them. For example, if you have a $2,000 deductible, you pay for the first $2,000 of the billed services yourself. Once you cover the cost of the deductible, you only have to pay coinsurance and copayment costs — the health care coverage will pay the rest.
A co-payment is the set amount that the health insurance member is required to pay for a covered care service, such as a doctor’s visit or a trip to urgent care. Co-payments could take effect before or after the deductible is met, depending on the particular insurance policy. The member will be responsible for co-payments until the max out-of-pocket is met.
The coinsurance amount is the percentage of the cost of a covered healthcare treatment that an individual must pay once the deductible is completely paid for in full. For instance, if an individual has paid their deductible, they may owe 20% of the allowed amount of a doctor’s visit. Members are responsible for co-insurance costs until the max out-of-pocket is paid. Depending on the services and insurance policy either a co-payment or co-insurance is owed for most services.
Out-of-pocket Maximum, or max, is the maximum amount of money that members are required to pay for covered services in a given plan year. Once the out-of-pocket maximum amount is met on deductibles, copayments, and coinsurance costs, the health insurance company pays 100 percent of any additional charges of covered health care services.
This is the day that a insurance company begins to help pay for health care services. Enrollment in a health insurance plan must be done either during an open enrollment period or during a special enrollment period. Normally, the policy effective date is determined after an individual has enrolled. It is important to review the policy documents so that you can understand the effective date of your policy.
Depending on the type of policy that you are enrolled in, you may be asked to pay a deductible or copayment for your mental health or addiction treatment. Additionally, you may also be asked to cover the out-of-pocket cost of specific services, like prescription medications or consultations with specialists. Learn more with the following insurance FAQs.
The Affordable Care Act (ACA), which was signed in 2010, set the standard that substance abuse treatment is one of the essential health care benefits available to all Americans. Thus, health insurance plans sold on Health Insurance Exchanges are required to provide coverage for drug and alcohol treatment. The majority of policies also cover treatment at all stages, from early signs of substance abuse to severe addictions.
In addition to federal regulations and guidelines, state laws can also affect insurance coverage for addiction and mental health treatment. Since each state can create its own regulations, it’s best practice to contact your insurance provider about the details of your policy.
Every health insurance policy offers different coverages and limitations. Once you submit your information, we need to verify your specific policy details before we can officially admit you into one of our programs. Fortunately, The Healing Center’s drug and alcohol rehab in Fort Lauderdale works with most major insurance carriers.
We accept most insurance plans for treatment coverage including Aetna, Cigna, MultiPlan, Beacon Health Options, BCBS, Tricare, Humana, and more.
Please contact our admissions team in order to obtain a verification of benefits or contact your health insurance carrier for information regarding specific covered services and out-of-pocket costs.
These days, many individual and group insurance providers cover substance abuse treatment, normally as part of their mental or behavioral health services. However, some limitations may apply depending on the plan. For example, some policies will cover a medical detox, but not a residential treatment stay. Furthermore, some plans will only cover treatment from facilities within their specific network of providers.
The extent of your coverage will depend on both your insurance carrier and the specific plan that you are enrolled in. In order to get the most accurate information about your plan, review your policy documents or contact your carrier directly.
After you submit our online form, your health insurance information does directly to one of our addiction and mental health treatment coordinators. They will then contact your insurance provider directly to verify benefits and obtain coverage information. This process is completely complimentary, even if our facility cannot accept you into our program, we will still refer you to a program that meets all of your needs.
Many people fear that their employer will terminate their job or their insurance coverage if they find out that they have inquired about addiction treatment services. Other people worry that their insurance policy may kick them off the plan.
Thankfully state and federal laws protect you throughout this process. Due to HIPPA regulations, everything stays confidential. Furthermore, addiction and mental health disorders are considered disabilities. Thus, those seeking treatment are protected by Federal Laws from discrimination due to their illness.
If you or a loved one is looking for treatment, then you may be wondering how your health insurance can assist you with the costs associated. Thankfully, our team at The Healing Center can navigate this complicated process. The only thing that you need to do is fill out the form above or give our admissions team a call. We will contact your insurance company and run a verification of benefits in order to check your coverage. Don’t let this process overwhelm you. We are here to help you every step of the way.
Get In Touch
